Search Site
Menu

Elements of an insurance fraud charge

Insurance policies are an important way that Little Rock residents protect themselves from loss. A person may have homeowner’s insurance to help them if their residence is damaged or destroyed. Similarly, they likely hold an automobile insurance policy to provide them with financial help if they are in an accident and need to cover the costs of repairing their vehicle.

When a person needs to draw on their insurance to fix an insured item, they must file a claim. Most of the claims that are filed with insurers are legitimate requests for support from individuals who have paid into their insurance policies over time. However, in some cases, individuals fraudulently file insurance claims to collect money that they neither need nor deserve.

A charge of insurance fraud generally includes the following elements. First, the person filing the claim must intentionally make a false statement with regard to an insurance claim. Second, their false statement must be related to the approval of their claim. In some cases, a person may erroneously make a mistake on their insurance claim, which should not constitute fraud if it was done as an innocent error.

Allegations of insurance fraud are very serious, and like other forms of fraud, insurance fraud is considered a white collar crime. Individuals often have defenses that they can offer when they are charged with serious crimes like insurance fraud, and formulating a strong defense strategy can be an important way to protect one’s future.

Criminal defense attorneys who offer white collar crime support may be able to provide readers with more case-specific information when they are facing allegations of insurance fraud. Asserting a defense is the accused best chance at clearing their name or reducing the impact these charges may have on his or her life.

Reviews and Ratings
  • lawyers
    5.0/5.0

    This firm gets the job done! Aggressive from beginning to end. When u hire this firm, ur not hiring one attorney, u r hiring a whole team of attorneys who will all know ur case and work together to get you the best possible outcome. Well worth the mo...

    Read more

    Client

  • lawyers
    5.0/5.0

    Bill James is the best lawyer in Arkansas I trust him with my life! He first represented me when I was 18,19,&20 years old and I totally know that I got the best deal poss

    Read more

    Client

  • google
    5.0/5.0

    Best Law Firm Ever!!! Professional service. Every appointment I received a phone call reminder and they even let me know where to park. Attorney Megan Wilson was my attorney and she is amazing and her other attorney's that worked with her were all am...

    Read more

    Kimberly Baker

  • lawyers
    5.0/5.0

    This was an amazing law firm. Everyone I dealt with was super helpful and professional. They went above and beyoned to help me with everything I asked plus more. They also Helped me with issues they didnt have to help with and always replied to me wi...

    Read more

    Client

  • google
    5.0/5.0

    There are no words to describe all of the hard work of Mr. James and his associates. Countless hours and preparation. Thank you so much for my son's excellent representation. You and your team are amazing!

    Read more

    jeanene dimarzio

See all reviews
Contact us

Quick Contact Form